The same with our school system, back in the days it would be also latin but only in higher classes. My school only offered English, Spanish and French so we were quite limited. We do have community colleges that offer basic japanese lessons though, but they are also a bit pricey. I'm also still confused about a few characters, but I try to remember them one by one.
Since I never went to College/Uni I really can't say how it is with the funding, but you can try to talk with your teachers about it, maybe they know a solution. In my opinion it shouldn't be an issue to still get the fundings, even when you study abroad. But I'm no expert in that.
However, if you're learning German and may have any questions feel free to PM me for help!