I've spent probably $1500 on Neopoints items pets and accounts over the years and most of the time I got bored and ended up giving away most of it. The only issue I ever had was buying an MSPP (TCG) from a member here and I was frozen a few minutes after it was sent to my account. I was frozen for my protection though and Tony P gave the account back with everything I had on it including the MSPP so really I've never had an issue at all.