I've been considering using NEXO for the dividends or staking but I'm scared that one of these sites pull a bitconnect. Hard to trust things nowadays. I think if governments started purchasing stakes in crypto and trying to regulate it then more people would be more comfortable investing, like how you would invest in a stock, but as it is it's just people HODLing and hoping that their coins moon. For every person that succeeds theres like 10 bagholders suffering. I'm hoping more mainstream adoption will help get away with the stigma around the crypto space