Life (not the board game).
Start at level 1, as you age and gain more skills by training school, you're more likely to be able to take on bigger challenges. Investing in school will come out with a Degree or two, of which you can use to accrue more real life neopoints. You can also use it to expand your neofamily, so when you get real-life purged, it'll go to a legit heir, instead of being lost forever.
If you desire a stronger writing community, you can associate with intellectuals at places like Universities, or just things like book clubs. Even better than neopets, is after you're done reading a book, it won't disappear!
This game called "Life" has many parallels with neopets. It runs on its own currency, you have to use it to buy food or you'll be dying. Sometimes you'll get sick so you have to buy medicine, or just splurge your hard earned RL neopoints on useless things! If you're a gambler, there's also an advanced, expanded version of the stock market, or just by doing scratchcards and lotto tickets! I begin to think this "Life" is stealing from neopets' ideas, hmm...
Scammers in this game are usually called criminals, and the punishment is a lot more severe, so they're rarer and less likely to return to the community scot-free after they've been convicted. Luckily, the judicial system in "Life" is much more refined and efficient than that totalitarian regime known as TNT, often utilizing player rights, thorough investigations, successful appeal processes, witness testimonies, and accumulation of evidence to protect the innocent.