Yeah, I'm also in that boat where I want to help the people who really need it, but when people "accept" the help but just do their own thing with it (or when they abuse the system in other ways), it just makes me so sad.
I support the idea behind the Affordable Care Act, I do feel like the price of the insurance needs to reflect the name: AFFORDABLE! If Jager says the new price of insurance is so high that he can't live on his salary if he WERE paying for it... well then, that's not affordable, is it?
The point is to help those who need help WITHOUT turning those who could've sustained themselves before INTO people who need help!