Got 4 emails in total of that nature on the date of 9-26-2012. My full name and home address were used in the paypal account I signed up with. Turns out I somehow owe $460+ in total when the amount I lost to Maxcogo was $360. I really don't want to be dealing with this bullshit, but my main concern right now is:
What's gonna happen if I don't pay them?
Are they going to call a debt collection agency? In that scenario, what can I do? How much of a damage will this do to my credit history? I am pretty certain I never gave them my SSN.